Tax

Income Tax

The Village of Covington has a 1.5% income tax. The Village does have a 0.5% credit for wages paid to other Cities and Villages.

The Village of Covington contracts with the City of St. Marys for income tax administration. The City collects the income taxes, works with residents on their returns, and then provides the Village the income tax. The Village does not have specific income tax information for residents of the Village, so contacting the City of St. Marys is necessary. Information on how to contact the Tax Department is below.

The Village of Covington has mandatory filing. This means anyone 18 years of age or older is required to file a tax return. If you are a senior citizen or disabled, you only have to fill out a card once stating you are retired or disabled and have no taxable income. Please notify this office if you move. This card can be obtained at the Village Government Center or through the contact form on this site.

Tax Filing Date is April 18, 2023.Any questions may be directed to the Department of Taxation at (419) 300-3198 or email Angie Brown.

The tax department will assist you with your village tax return at no charge. Please bring your W-2 and a copy of your federal tax return if you wish us to complete your tax return.

Property Tax

Property within the Village of Covington is taxed by Miami County.  The taxes collected by the Miami County Treasurer are divided among many organizations.  An example property within Covington is broken down to show how taxes are distributed in 2023 below.  Please note that there were no changes to the tax levies in 2023.

Real Estate Tax calculation begins with appraised value.  Appraised value is based on what the property would sell for at a given point in time.  The Miami County Auditor does appraisals of land in the County.  If you have concerns about the appraised value of your property, you need to contact Miami County Auditor's Office.  Information on millage in Miami County is available here.

You do not pay Real Estate Taxes on the Appraised Value.  You pay tax on the Assessed Value, which is 35% of the Appraised Value. The Assessed Value multiplied by the tax rate produces the tax due. For  example, if your  property has an Appraised Value of $100,000, the Assessed Value (or Taxable Value) is only $35,000.  

Tax rates are expressed in mills. A mill is equal to $1 of tax for every $1,000 of Assessed Value. Therefore, a 1 mill levy would cost the owner of a property Appraised at $100,000, $35.

Property Tax Example

• Property Tax Millage
  • Gross Tax Rate - 59.15 Mills
  • Effective Rate of Tax - 51.524334 Mills
• Property Value
  • $100,000 Appraised Value / $35,000 Assessed Value
• Total Tax Due
  • $35,000 (Assessed Value) x 0.051524334 (1 mill / 1000) = $1,803.35

Tax Breakdown in Covington School District, Miami County (2021)

• Total Millage - 52.7 Mills
• Village of Covington - 6.3 Mill
  • General Fund Levy (2023) - 1.60 Mill 
    • Dedicated to Fire Protection per contract
  • General Fund Levy (2023) - 2.2 Mill
    • Dedicated to Fire Protection per contract
  • Fire & EMS Levy (2025) - 2.5 Mill
• Covington Exempted Village Schools - 29.75 Mill
  • Current Expenses - Continuing - 26.5 Mill
  • Bond (2050) - 3.25 Mill
• Newberry Township - 3.5 Mill
  • Fire & EMS (2024) - 3.50 Mill
• Miami County - 6.75 Mill
  • Park (2026) - 1.5 Mill
  • Riverside A - Continuing - 1.7 Mill
  • Riverside B (2025) - 2.5 Mill
  • Tri-County Mental Health (2027) - 0.6 Mill
  • Bridge (2025) - 0.45 Mill
• Upper Valley JVS - 6.4 Mill
  • Current Expenses - Continuing - 6.4 Mill